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Banking & Financial Services

Having served the banking and financial sector for more than 20 years, we have accumulated extensive experience and abundant resources in the financial markets regulated by the People’s Bank of China, China Banking and Insurance Regulatory Commission, and China Securities Regulatory Commission. In addition to Chinese and international banks, which have long been our strategic clients specialized in traditional financial activities, we also serve non-bank financial institutions and various innovative financial service providers, including high-profile funds, trusts, securities companies, asset management companies, financial leasing companies, and payment companies.

Drawing on our thorough study and deep understanding of financial market trends, financial laws and regulations, and regulatory logics, our lawyers work closely with our clients on structuring of financial products, performance of transaction documents, and prevention of financial risks. Our diligence and professionalism are highly regarded among clients and widely recognized in the market, as attested to by the multiple awards our team has received from high-profile legal rating agencies, including Chambers, ALB, and IFLR1000.

Our lawyers advise financial institutions on day-to-day operations, as well as substantial matters such as corporate governance, equity financing, compliance, and financial disputes. With a strong foothold in the Chinese financial market and close ties with international markets, we are instrumental in numerous complicated cross-border financial transactions and financial compliance mandates.

“Zhong Lun Law Firm has extensive experience and knowledge of a full spectrum of banking services, from handling term loan facilities to syndicated loan transactions. Active in cross-border financing, representing a variety of clients including domestic and foreign lenders, borrowers and sponsors. Adept at handling acquisition finance, project finance and real estate transactions. The practice has further expertise in asset securitisation, banking compliance and fintech work.”
——Chambers

Scope of Services

  • Establishment of and changes to financial institutions, including establishment and opening of new institutions, transfer of shares, and introduction of strategic investment

  • Credit and security, including trade finance, syndicated loans, cross-border loans, and overseas project financing

  • Financial products, including funds, trusts, asset management, and wealth management

  • Debt capital markets, including bond issuance and asset securitization

  • Intermediary business of financial institutions, including payment and settlement, custody, underwriting, and financial derivatives

  • Compliance matters, including setting up of compliance management systems, shareholder qualification review, governmental review and approval, antitrust, anti-money laundering, data compliance, and financial sanctions

  • Non-performing asset disposal, debt restructuring, and debt crisis management

  • M&A loans and privatization financing

  • Factoring and supply chain finance

  • Financial leasing for aircrafts, vessels, and large equipment

  • Consumer finance, including automobile finance and small consumer loans

  • Project finance, including loans for urban and transportation infrastructure, industrial facilities construction, property construction, and large-scale parks or resorts

  • Retainer legal services for financial institutions regarding corporate governance, labor and employment, and consumer protection, among others

  • Financial dispute resolution

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